15 Money-Saving Habits That Make a Difference
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Saving money is a skill that can significantly impact our financial well-being. The question is asked: “Which habit of yours has saved you the largest amount of money?” Join us as we explore the money-saving practices shared by contributors, delving into the empowering world of budgeting, frugality, and financial savvy. Through these shared experiences, we gain a deeper understanding of the power of mindful money management and the rewarding results it brings in securing a stable financial future.
Regular Savings
To begin, a user replied, “Pay myself first. As soon as I get paid, I put $1500 in the bank. I’ve learned to train myself to forget about the money, so I never talk myself into making a withdrawal. Now it seems like I don’t even want to use it because I’ve worked hard to build up that savings.”
Healthy Eating
One person said, “Drinking water. Not only saved me money, but I’m in much better shape.”
Another person added, “I learned how to cook. Bringing leftovers to work/school for lunch is amazing as well.”
Daily Exercise
A popular comment was, “Riding my bike instead of driving. Last year I went from May to December without paying for gas. Probably saved about $500.”
Another comment was, “I suppose working out every day will pay off when I don’t need to spend a fortune on healthcare.”
Bad Habits
Someone said, “Not smoking. My whole family does it, and it’s roughly 5$ a pack, and that lasts around 1-3 days. That’s at least 10$ a week, up to like 40$ a week. Such a waste of money.”
Someone else said, “I don’t do drugs, I don’t drink alcohol, I don’t drink coffee, I don’t smoke cigarettes. Avoiding all of these allows me to save money that I can spend on other things, like the occasional video game.”
Planning and Organization
One user commented, “Me and the Mrs have created about 24 set menus, each is a week’s worth of meals, with these set menus is a complete shopping list. By sticking to this rather nerdy plan, we save money and have different things to eat every meal for 24 weeks at a time.”
Hair Styles
A person said, “I cut my own hair once a week since I was 13. I am now 32. I figure if I went to Super Cuts and tipped every week, the total would be about $15. Over the last 19 years (Damn, that’s weird to think out loud), I have saved $15k, give or take.”
Eating In
One user replied, “To not eat out. It’s like 5 times cheaper to eat at home.”
Another user added, “Not eating cr****p. I have seriously saved around 50-100$ a month by not eating candy or junk food of any form or drinking soda or similar beverages.”
Effective Budgeting
A comment was, “Hitting up the library for books and DVDs.”
A second comment was, “Buying games a year after release. I pay most of my games at 20 dollars. (online though).’
Continuous Learning
One user said, “Using the internet to learn how to do something rather than paying a “professional” to do it for me.”
Second-Hand Stuff
A comment was, “Secondhand clothing for my 9 month old daughter. I spend around $50 a month as opposed to a couple hundred dollars.”
Another comment was, “Not buying name brand. I mean, I compare the ingredients and see if it’s really worth the extra two bucks or not.”
Goal Setting
One user replied, “Making extra payments on my mortgage. By the time I’m finished, I’ll have cut a few years and a couple of $10’s of thousands off the full-term amount.”
Car Advice
Someone said, “Not being picky about what kind of car I drive. I’ve had the same car for years and have the finances now to have a REALLY nicer car, but just don’t care enough to get one…so I’ll ride it out for hopefully years to come and just keep saving money…”
Internet and Cable
One person shared, “Ditching cable TV.”
Another person added, “No cable, just internet. It has all you need and more…”
Living Arrangements
A user commented, “Living with my parents. They might not be too fond of it, but it sure beats paying a monthly rent somewhere.”
NO Children
Someone added, “I do not have children and take every precaution to not have them until I can afford them.”
Finally, someone else said, “Not having kids.”
Source: Reddit
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