50 Ways to Live Move Frugal in 2023

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For some of us, frugality comes naturally. But for others, frugal living conjures up images of a miserly, meager existence.

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-It’s Easier Than Earning More -It’s Powerful -It’s Freeing -It’s Painless (When Done Right) -It’s Rewarding -It’s Fun

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-Gather Ideas -Start Thoughtfully -Keep Your Values in Mind -Take on Higher-Value Tasks -Tally up the Savings -Make Plans for the Savings -Put the Savings to Work

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53 Ways You Can Embrace Frugal Living Today

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Every year or so, shop around and get two to three new quotes on your recurring expenses.

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3. Ask for loyalty discounts

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4. Pay annually (or all upfront) instead of monthly

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50 Ways to Live Move Frugal in 2023

For some of us, frugality comes naturally. But for others, frugal living conjures up images of a miserly, meager existence.

-It’s Easier Than Earning More -It’s Powerful -It’s Freeing -It’s Painless (When Done Right) -It’s Rewarding -It’s Fun

Why Embrace Frugal Living

-Gather Ideas -Start Thoughtfully -Keep Your Values in Mind -Take on Higher-Value Tasks -Tally up the Savings -Make Plans for the Savings -Put the Savings to Work

How to Embrace Frugal Living

53 Ways You Can Embrace Frugal Living Today

1. Regularly revisit recurring expenses Revisit your recurring expenses to see if you can reduce, cut or optimize them.

Every year or so, shop around and get two to three new quotes on your recurring expenses.

2. Shop around and get new quotes

3. Ask for loyalty discounts

Instead of leaving for a competitor, try negotiating with your biller. Call and ask to speak to the retention department. Mention how long you’ve been a customer, then negotiate for a discount or get them to meet (or beat) a competitor’s rate.

4. Pay annually (or all upfront) instead of monthly

Some billers offer a discount to customers who pay their bill once a year or all upfront versus monthly. Insurance, online services, and some medical services often offer this payment option.

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