53 Ways You Can Embrace Frugal Living This New Years Story

I’ll get you inspired and motivated by sharing my 53 favorite frugal living tips. Ready to start saving? Let’s go!

Revisit your recurring expenses to see if you can reduce, cut or optimize them.

1. Regularly revisit recurring expenses

Every year or so, shop around and get two to three new quotes on your recurring expenses.

2. Shop around and get new quotes

Call and ask to speak to the retention department. Mention how long you’ve been a customer, then negotiate for a discount or get them to meet (or beat) a competitor’s rate.

3. Ask for loyalty discounts

Some billers offer a discount to customers who pay their bill once a year or all upfront versus monthly.

4. Pay annually (or all upfront) instead of monthly

Maximize your spending by paying with a rewards credit card. Even better—use a card that offers higher-earning categories.

5. Pay with a credit card

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