Do you want to quickly check on your personal finances through the ease of your smartphone? Unfortunately, numerous budgeting apps on the App Store and Google Play Store can be challenging to determine the top budgeting apps that match your goals and lifestyle.
Mint is a household name when it comes to tracking your money and budgets online. So, it’s no surprise it’s the overall best for anyone wanting to get their budget under control. Users can easily track their spending, make a budget, and visualize which categories they spend their money on.
The strategy of a zero-based budget is to give every dollar an assignment. The goal is to have nothing or (or “zero”) left to assign. This strategy matches YNAB’s first rule: “Give Every Dollar A Job | You’re the boss. The drill Sergeant.
The Goodbudget Budget Planner is similar to other budgeting apps because it syncs transactions and has a “debt progress report.” However, it boasts “based on the envelope budgeting method.
Best For Couples: Honeydue: Couples Finance
As the app name implies, Honeydue is for couples managing their finances together, especially with a joint bank account. They want couples to see the big picture about their finances by talking more and fighting less.
Although the Personal Capital app is not necessarily a budgeting app, it is still a noteworthy app for tracking one’s net worth by managing bank accounts, IRAs, 401ks, mortgages, investment accounts, stocks, and debt from its dashboard.