Are you wanting to keep track of your budget but don’t know where to start? A budget excel template is a great option to easily track your budget without getting bogged down in all the details of some of the more complicated tools.
There are currently two different budget templates, one for a monthly budget and one for an annual budget. Both track your income and expenses and give you some pretty charts and graphs of your cash inflow and outflow using pre-set formulas.
For ultimate simplicity, the Federal Trade Commission published a 2 page fillable PDF that allows you to input your income and expenses by month. You can also print it out and fill it out by hand if you are more comfortable with that.
There are dozens of budget spreadsheet templates available to choose from. Microsoft has something for everyone, whether you’re looking for a simple monthly budget tracker or a fancy budget workbook with multiple tabs and graphs.
PearBudget Excel Template
You can track your expenses by month, and there are plenty of helpful instructions within the tool to keep you on track. I like PearBudget because it separates your variable expenses like groceries, gas, and medical costs from your regular fixed expenses like rent, insurance, and your phone bill.
If you haven’t stumbled across Vertex42 before, it is a treasure trove of all things Excel. As of this writing, they have 33 different Excel budget templates to choose from, ranging from basic family budget planners to complex analytics of every transaction.