Fraudulent claims on loans and leases are the fastest-growing kind of identity theft in the United States. Incidents of identity theft for leases and loans more than doubled in the last year.
Locking your credit is a preventative measure you can take to prevent any person or agency from accessing your individual information. By taking this step, you actively prevent identity theft and any other fraudulent acts on your credit.
– Your child’s birth certificate or the legal documentation you have showing you have legal guardianship of the child. – Your government-issued photo identification, such as your drivers’ license – Your birth certificate
Each site has its own process. Follow the directions to get the applications you need. TransUnion has a letter to fill out rather than an application like the other agencies do.
Make sure you keep your records organized so you can reaccess them if you need to.