How to Lock Your Credit – What it Means and Why You Should Consider It

You need to protect yourself from criminals looking to harm your credit and use their identity for themselves. You can request a credit lock from all three national credit bureaus.

Locking your credit is a preventative measure you can take to prevent any person or agency from accessing your individual information.

What Is A Credit Lock?

You will need to request locks for each credit report to prevent all credit checks as you navigate your way through, avoiding identity theft.

How Do You Lock Your Credit?

When you are ready to unlock your credit, you will be able to log in and unlock your file with only one click.

How To Unlock Your Credit

In most cases, you will need to lock or freeze your credit when your personal information or social security number has been exposed due to a data breach.

When You Should Lock Your Credit

Usually, children are not the group to be concerned about when it comes to credit scores and reports, but also keep in mind that their credit is a blank slate.

How A Parent Can Freeze A Minor’s Credit

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